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How to open Bmo Harris Bank Checking accountUsers must be a BMO Digital Banking customer with a BMO account opened for more than 5 calendar days. Deposits are not immediately available for withdrawal. Canadian Provincial Holidays1. January 2 � Traditional (QC). February 19 � Family/Louis Riel/Islander Day/. Nova Scotia Heritage (AB, BC, MB, NB, NS, ON. Is BMO Open 7 Days a Week?.