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The application of many loans has also been streamlined by impact on your score.
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The application of many loans has also been streamlined by impact on your score.
Best ways to find your credit score How a credit check affects your score Monitoring your credit Summary You can check your credit score for free in several different ways without hurting it. The most common methods are through an annual free report, online credit monitoring services, and your credit card provider. You can get free credit scores directly from Equifax and Experian. Important By law, you are entitled to a free credit report at least once every 12 months from each of the three major credit bureaus. As a rule of thumb, it's best to keep credit usage under 30 percent.