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Western State Bank offers personal & business checking accounts, & loans in Garden City, Colby, Dodge City, Goodland, St. Francis, Scott City, & Leoti, KS. Welcome to Western State Bank's main banking center, strategically located at E. Kansas Ave., serving as our main headquarters. Equity Bank in Garden City, Kansas is located at E. Mary Street - Garden City, KS | Give our team a call at () for hours and.