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Life Insurance Exam Free Practice QuestionsLife Insurance Worksheet. This easy-to-follow worksheet can help you to figure out how much life insurance you might need to provide adequate financial. Life insurance is one of the keys to protecting your family financially. Use this worksheet to help determine the amount of coverage you need. Download. Enter $, in B (4) in the worksheet. $ Page 3. 3 of 3. BMO Insurance. Life Insurance Calculator. 3. 4 Income needs for survivor (cont.