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?? BMO Air Miles World Elite Mastercard Review: Pros and Cons UnveiledThis Certificate of Insurance is designed to cover losses arising from sudden and unforeseeable circumstances only. It is important that You read and understand. insurance before you travel. Bolded and italicized terms are defined in your certificate of insurance. a) Insurance covers claims arising from sudden and. The BMO Ascend World Elite Mastercard includes travel coverage � what's next? We want you to understand (and it is in your best interest to know) what your.